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What Does The Heart Want, Saturated Or Unsaturated Fat?

Advanced warning - this post is for those interested in a bit of science. What are commonly known as 'fats' are actually called fatty acids. These play an important part in a balanced diet and everybody needs a sufficient amount, but there are 'good' and 'bad' types of fat. Understanding the differences between the two types, and what foods they are found in will help you make healthy food choices. The 'bad' fat is Saturated. Labelled 'bad' as it increases levels of LDL (low density lipoproteins). This is linked to high cholesterol, which is one of the factors that contributes to coronary heart disease. A saturated fatty acid is a row of carbon atoms bonded, with single bonds, together with hydrogen atoms attached to each carbon. As you can see the carbon chains are completely and evenly filled with hydrogen atoms - in other words they are saturated with hydrogen. They also have a carboxyl group at the end (COOH), which is what makes...
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Active or Passive Investing?

A mighty question.  Some go for the passive index funds. Others leave it to professional mutual funds.  Some people are avid fans of dividend growth investing – hugely popular among those creating a portfolio for financial independence. Some people firmly believe they can beat the market with small cap and risky stocks. Sometimes savvy investors do.  But, deep down, they know this performance isn’t sustainable year on year. Is it? Surely emotions get in the way leading to under-performance, and then more emotion. It’s a merry-go-round! So what should you do with your money? What is Active Management? These are funds run by professional managers and research teams who decide where your money is going to be invested on your behalf. Depending on the type of fund you choose, the aim is to generate a return that is greater then the market (you could also choose target return funds which aim to generate a constant return without loosing capital). It also me...
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Track It! Terrible For The Wallet And The Waistline

One key factor to growing financial wealth is tracking all your accounts. How much you earn, what you spend your hard-earned cash on and what investments you have. Most readers will be meticulous about this, and if you're not then I recommend you become so. But why do so few apply this to what they eat? Tracking what you eat can be as equally beneficial to health, as financial monitoring is to wealth. It's common to see people put on weight once they start working long hours after university. It's even MORE common that those putting on weight having a goal to lose a few kilograms and reduce their body fat percentage. Yet very few bother to track their caloric intake. Or if they do, the tracking doesn't last long - a bit like a new years' resolution. For those who tendency to put on a little weight, I have a strong belief its because you have little idea how many calories your are eating. How many calories in a Caesar Salad with dressing? Write the f...
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